{"id":73,"date":"2024-11-21T01:29:48","date_gmt":"2024-11-21T01:29:48","guid":{"rendered":"https:\/\/dev.sino-aus.com\/?page_id=73"},"modified":"2026-03-30T03:21:25","modified_gmt":"2026-03-30T03:21:25","slug":"%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3","status":"publish","type":"page","link":"https:\/\/sino-aus.com\/en_us\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\/","title":{"rendered":"Open a company account"},"content":{"rendered":"<div class=\"container section-title-container\" ><h1 class=\"section-title section-title-normal\"><b><\/b><span class=\"section-title-main\" style=\"font-size:140%;color:rgb(0, 0, 0);\">Open a Business Bank Account<\/span><b><\/b><\/h1><\/div>\n\n<div class=\"message-box relative dark\" style=\"padding-top:15px;padding-bottom:15px;\"><div class=\"message-box-bg-image bg-fill fill\" ><\/div><div class=\"message-box-bg-overlay bg-fill fill\" style=\"background-color:rgb(221, 68, 51);\"><\/div><div class=\"container relative\"><div class=\"inner last-reset\">\n\n<div class=\"row align-middle align-center\"  id=\"row-432240422\">\n\n\n\t<div id=\"col-1542868443\" class=\"col medium-9 small-12 large-9\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t<div id=\"text-1382158148\" class=\"text\">\n\t\t\n\n<p style=\"text-align: center;\"><strong>Let Sino-Australian Accounting help you open a business bank account.<\/strong><\/p>\n\t\t\n<style>\n#text-1382158148 {\n  font-size: 1.65rem;\n}\n<\/style>\n\t<\/div>\n\t\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n<\/div><\/div><\/div>\n<div class=\"message-box relative dark\" style=\"padding-top:15px;padding-bottom:15px;\"><div class=\"message-box-bg-image bg-fill fill\" ><\/div><div class=\"message-box-bg-overlay bg-fill fill\" style=\"background-color:rgb(249, 249, 251);\"><\/div><div class=\"container relative\"><div class=\"inner last-reset\">\n\n<div class=\"row align-middle align-center\"  id=\"row-390010903\">\n\n\n\t<div id=\"col-1698265931\" class=\"col medium-9 small-12 large-9\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t<div id=\"text-169153305\" class=\"text\">\n\t\t\n\n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><strong><span style=\"font-size: 105%;\">Comprehensive solutions, tailored to your needs, so you can have peace of mind!<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><strong><span style=\"font-size: 105%;\">No hidden fees \/ Top-notch support services \/ 30-day satisfaction guarantee<\/span><\/strong><\/span><\/p>\n\t\t\n<style>\n#text-169153305 {\n  font-size: 1.15rem;\n}\n<\/style>\n\t<\/div>\n\t\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n<\/div><\/div><\/div>\n\t<section class=\"section\" id=\"section_256418160\">\n\t\t<div class=\"bg section-bg fill bg-fill\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\t<div class=\"is-border\"\n\t\tstyle=\"border-color:rgb(235, 235, 235);border-width:1px 0px 0px 0px;\">\n\t<\/div>\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"row\"  id=\"row-1471430898\">\n\n\n<\/div>\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_256418160 {\n  padding-top: 60px;\n  padding-bottom: 60px;\n  min-height: 300px;\n  background-color: rgb(245, 245, 245);\n}\n#section_256418160 .section-bg.bg-loaded {\n  background-image: url(https:\/\/sino-aus.com\/wp-content\/uploads\/2025\/07\/article_4.webp);\n}\n#section_256418160 .section-bg {\n  background-position: 27% 1%;\n}\n#section_256418160 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#section_256418160 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n\t<\/section>\n\t\n<div class=\"is-divider divider clearfix\" style=\"max-width:1000px;\"><\/div>\n\n\t<section class=\"section\" id=\"section_741694049\">\n\t\t<div class=\"bg section-bg fill bg-fill  bg-loaded\" >\n\n\t\t\t\n\t\t\t<div class=\"section-bg-overlay absolute fill\"><\/div>\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"row\"  id=\"row-1004164290\">\n\n\n\t<div id=\"col-2047577559\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h2><span style=\"color: #282828;\">Why is it necessary to open a business bank account?<\/span><\/h2>\n<h3><span style=\"color: #282828;\"><strong>Legal Requirements and Business Necessities<\/strong><\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\u2705\u00a0<strong>Legal Mandate<\/strong>\uff1a<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">According to the Companies Ordinance, Chapter 622, Hong Kong limited companies must open separate bank accounts to strictly separate company assets from shareholders' assets.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">During a tax authority audit, transactions in personal accounts may be regarded as \"shareholder loans\" and subject to profits tax.<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\u2705\u00a0<strong>Business Operational Requirements<\/strong>\uff1a<\/span><\/p>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><span style=\"color: #282828;\"><strong>Application Scenarios<\/strong><\/span><\/th>\n<th><span style=\"color: #282828;\"><strong>Personal Account Risks<\/strong><\/span><\/th>\n<th><span style=\"color: #282828;\"><strong>Advantages of Company Accounts<\/strong><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"color: #282828;\">Collecting Payments from Customers<\/span><\/td>\n<td><span style=\"color: #282828;\">Large Deposits Trigger Bank Review<\/span><\/td>\n<td><span style=\"color: #282828;\">Clear and Compliant Business Transaction Records<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Paying Supplier Expenses<\/span><\/td>\n<td><span style=\"color: #282828;\">Unable to Issue Company Header Checks<\/span><\/td>\n<td><span style=\"color: #282828;\">Able to Issue Commercial Bills of Exchange\/Letters of Credit<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Applying for Government Grants<\/span><\/td>\n<td><span style=\"color: #282828;\">Does Not Meet the Requirements of \"Business Substance<\/span><\/td>\n<td><span style=\"color: #282828;\">Essential Requirements for BUD Special Fund<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Attracting Investment<\/span><\/td>\n<td><span style=\"color: #282828;\">Reduce Investor Confidence<\/span><\/td>\n<td><span style=\"color: #282828;\">Demonstrate a Professional Governance Structure<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2><span style=\"color: #282828;\"><strong>Company Bank Account Opening Process<\/strong><\/span><\/h2>\n<h3><span style=\"color: #282828;\"><strong>1. Choose the Right Bank<\/strong><\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\u2705\u00a0<strong>Traditional Bank<\/strong>(Suitable for Medium to Large Enterprises and Trading Companies)<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Recommended Banks<\/strong>\uff1a\uff08HSBC\uff09\u3001\uff08BOCHK\uff09\u3001\uff08Standard Chartered\uff09<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Advantages<\/strong>:Multi-Currency Account\u3001International Business Support\u3001Higher Deposit Protection<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Disadvantages<\/strong>Long Approval Time (3-8 Weeks)\u3001Strict Document Requirements<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\u2705\u00a0<strong>Virtual Bank<\/strong>Suitable for Startups, SMEs, and Freelancers<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Recommended Banks<\/strong>\uff1aZA Bank\u3001livi\u3001Mox Bank<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Advantages<\/strong>Fully Online Application\u3001Activation in as Fast as 24 Hours\u3001No Minimum Deposit Required<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Disadvantages<\/strong>Not Suitable for Large Amounts of Capital(Certain Industries Restricted (e.g., Cryptocurrency)<\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"color: #282828;\"><strong>Prepare Account Opening Documents<\/strong><\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\ud83d\udcccEssential Documents<\/strong><\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Company Registration Documents<\/strong><\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Certificate of Incorporation (CI)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Business Registration Certificate (BR)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Articles of Association<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Director and Shareholder Information<\/strong><\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Copy of Identity Card\/Passport (Notarization required for non-Hong Kong residents)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Proof of Address for the Last 3 Months (Utility Bill\/Bank Statement)<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\ud83d\udccc Supplementary Industry Documents<\/strong><\/span><\/p>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><span style=\"color: #282828;\"><strong>Industry<\/strong><\/span><\/th>\n<th><span style=\"color: #282828;\"><strong>Additional Documents Required<\/strong><\/span><\/th>\n<th><span style=\"color: #282828;\"><strong>Example<\/strong><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"color: #282828;\"><strong>Trading Company<\/strong><\/span><\/td>\n<td><span style=\"color: #282828;\">Purchase Contract\u3001Packing List<\/span><\/td>\n<td><span style=\"color: #282828;\">Last 3 Transaction Records<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\"><strong>Tech Startup<\/strong><\/span><\/td>\n<td><span style=\"color: #282828;\">Investment Agreement\u3001Patent Certificate<\/span><\/td>\n<td><span style=\"color: #282828;\">Angel Round Term Sheet<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\"><strong>Offshore Company<\/strong><\/span><\/td>\n<td><span style=\"color: #282828;\">Certificate of Incumbency<\/span><\/td>\n<td><span style=\"color: #282828;\">Employment Certificate Issued by the Registered Agent<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h3><span style=\"color: #282828;\"><strong>3. Submit Application &amp; Bank Review<\/strong><\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\ud83d\udd04Traditional Banking Process<\/strong><\/span><\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Appointment for In-Person Interview<\/strong>(Director must be present at the branch)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Submit Documents<\/strong>\u00a0+ Business Plan (required by some banks)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Approval Time<\/strong>: 4-6 weeks (HSBC\/Standard Chartered are slower, Bank of China takes about 3-4 weeks)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>After Successful Account Opening<\/strong>: Deposit Minimum Amount (HKD 10,000-100,000)<\/span><\/p>\n<\/li>\n<\/ol>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\ud83d\udd04 Virtual Bank Process<\/strong><\/span><\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Online Application<\/strong>(Complete eKYC verification using the mobile app)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Upload Documents<\/strong>(Company Registration Certificate, Director's ID)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Approval Time<\/strong>: 24 hours - 3 days (ZhongAn fastest in 8 hours)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>After Successful Account Opening<\/strong>: No minimum deposit required, activated instantly<\/span><\/p>\n<\/li>\n<\/ol>\n<h3><span style=\"color: #282828;\"><strong>4. Successful Account Opening &amp; Ongoing Management<\/strong><\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Activate Account<\/strong>: Deposit the minimum amount (traditional banks require HKD 10,000+)<\/span><br \/><span style=\"color: #282828;\"><strong>Set Up Online Banking<\/strong>: Activate Business Online Banking (e.g., HSBC Business Internet Banking)<\/span><br \/><span style=\"color: #282828;\"><strong>Compliance Maintenance<\/strong>\uff1a<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Annual KYC Update<\/strong>(The bank may require the latest financial statements)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Reporting of Large Transactions<\/strong>(Transactions over HKD 500,000 require an explanation of the purpose)<\/span><\/p>\n<\/li>\n<\/ul>\n<h2><span style=\"color: #282828;\">Bank Account Opening Fees and Timeframe<\/span><\/h2>\n<h3><span style=\"color: #282828;\"><strong>Traditional Commercial Bank<\/strong><\/span><\/h3>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><span style=\"color: #282828;\"><strong>Bank Name<\/strong><\/span><\/th>\n<th><span style=\"color: #282828;\">Account Opening Days<\/span><\/th>\n<th><span style=\"color: #282828;\">Minimum Deposit<\/span><\/th>\n<th><span style=\"color: #282828;\">Search Fee<\/span><\/th>\n<th><span style=\"color: #282828;\">Monthly Fee<\/span><\/th>\n<th><span style=\"color: #282828;\">Startup Capital<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"color: #282828;\">HSBC<\/span><\/td>\n<td><span style=\"color: #282828;\">4-6 Weeks<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 50,000<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 420<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 200-800<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 10,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Bank of China (Hong Kong)<\/span><\/td>\n<td><span style=\"color: #282828;\">3-4 Weeks<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 10,000<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 300<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 100-500<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 5,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Standard Chartered Bank<\/span><\/td>\n<td><span style=\"color: #282828;\">4-5 Weeks<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 100,000<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 450<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 300-1,000<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 20,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Hang Seng Bank<\/span><\/td>\n<td><span style=\"color: #282828;\">3-5 Weeks<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 20,000<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 350<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 150-600<\/span><\/td>\n<td><span style=\"color: #282828;\">HKD 8,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<blockquote>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828; font-size: 75%;\">\"Note: The search fee includes a company registry inquiry (HKD 295) and the bank's internal review fee.\"<\/span><\/p>\n<\/blockquote>\n<h3><span style=\"color: #282828;\"><strong>Virtual Bank<\/strong><\/span><\/h3>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><span style=\"color: #282828;\"><strong>Bank Name<\/strong><\/span><\/th>\n<th><span style=\"color: #282828;\">Account Opening Days<\/span><\/th>\n<th><span style=\"color: #282828;\">Minimum Deposit<\/span><\/th>\n<th><span style=\"color: #282828;\">Search Fee<\/span><\/th>\n<th><span style=\"color: #282828;\">Monthly Fee<\/span><\/th>\n<th><span style=\"color: #282828;\">Technical Limitations<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"color: #282828;\">ZA Bank<\/span><\/td>\n<td><span style=\"color: #282828;\"><strong>24-48 Hours<\/strong><\/span><\/td>\n<td><span style=\"color: #282828;\">0<\/span><\/td>\n<td><span style=\"color: #282828;\">0<\/span><\/td>\n<td><span style=\"color: #282828;\">0<\/span><\/td>\n<td><span style=\"color: #282828;\">Requires Android 9.0+<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">livi<\/span><\/td>\n<td><span style=\"color: #282828;\">1-3 Days<\/span><\/td>\n<td><span style=\"color: #282828;\">0<\/span><\/td>\n<td><span style=\"color: #282828;\">0<\/span><\/td>\n<td><span style=\"color: #282828;\">0<\/span><\/td>\n<td><span style=\"color: #282828;\">Face Recognition Matching<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Mox Bank<\/span><\/td>\n<td><span style=\"color: #282828;\">2-4 Days<\/span><\/td>\n<td><span style=\"color: #282828;\">0<\/span><\/td>\n<td><span style=\"color: #282828;\">0<\/span><\/td>\n<td><span style=\"color: #282828;\">0<\/span><\/td>\n<td><span style=\"color: #282828;\">Requires a Hong Kong Mobile Number<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"message-box relative dark\" style=\"padding-top:15px;padding-bottom:15px;\"><div class=\"message-box-bg-image bg-fill fill\" ><\/div><div class=\"message-box-bg-overlay bg-fill fill\" style=\"background-color:rgb(221, 68, 51);\"><\/div><div class=\"container relative\"><div class=\"inner last-reset\">\n\n<div class=\"row align-middle align-center\"  id=\"row-971089312\">\n\n\n\t<div id=\"col-2016308700\" class=\"col medium-9 small-12 large-9\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h2 class=\"elementor-element elementor-element-55b47d7 elementor-widget elementor-widget-text-editor\" style=\"text-align: center; padding-left: 40px;\" data-id=\"55b47d7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><strong>Need to talk to us?<\/strong><\/h2>\n<div class=\"elementor-element elementor-element-a37d2f7 elementor-widget elementor-widget-text-editor\" style=\"text-align: center;\" data-id=\"a37d2f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><strong>We are happy to help. Please leave your contact information, and we will get back to you as soon as possible!<\/strong><\/div>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1381973703\" class=\"col medium-3 small-12 large-2\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\n<a href=\"https:\/\/sino-aus.com\/%e8%81%af%e7%b5%a1%e6%88%91%e5%80%91\/\" target=\"_self\" class=\"button white is-outline reveal-icon\"  style=\"border-radius:99px;\">\n    <span>Contact Us<\/span>\n  <i class=\"icon-heart-o\" ><\/i><\/a>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n<\/div><\/div><\/div>\n<div class=\"is-divider divider clearfix\" ><\/div>\n\n<h2><span style=\"color: #282828;\">Which bank should I choose to open an account?<\/span><\/h2>\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_1798519968\">\n\t\t\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"840\" height=\"672\" src=\"https:\/\/sino-aus.com\/wp-content\/uploads\/2025\/06\/\u4e0d\u540c\u516c\u53f8\u8207\u9280\u884c\u914d\u5c0d.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/sino-aus.com\/wp-content\/uploads\/2025\/06\/\u4e0d\u540c\u516c\u53f8\u8207\u9280\u884c\u914d\u5c0d.jpg 840w, https:\/\/sino-aus.com\/wp-content\/uploads\/2025\/06\/\u4e0d\u540c\u516c\u53f8\u8207\u9280\u884c\u914d\u5c0d-300x240.jpg 300w, https:\/\/sino-aus.com\/wp-content\/uploads\/2025\/06\/\u4e0d\u540c\u516c\u53f8\u8207\u9280\u884c\u914d\u5c0d-768x614.jpg 768w, https:\/\/sino-aus.com\/wp-content\/uploads\/2025\/06\/\u4e0d\u540c\u516c\u53f8\u8207\u9280\u884c\u914d\u5c0d-15x12.jpg 15w\" sizes=\"auto, (max-width: 840px) 100vw, 840px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n<style>\n#image_1798519968 {\n  width: 80%;\n}\n<\/style>\n\t<\/div>\n\t\n\n<h3><span style=\"color: #282828;\"><strong>Industry-Specific Solutions<\/strong><\/span><\/h3>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Cryptocurrency company \u2192 Singapore DBS\/Swiss SEBA (99% of banks in Hong Kong refuse to open)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Multi-national traders \u2192 HSBC Global Wallet + DBS Multi-Currency Account<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Social enterprise institutions \u2192 BOC social enterprise account (no minimum deposit required)<\/span><\/p>\n<\/li>\n<\/ul>\n<h2><strong><span style=\"color: #282828;\">Five Major Reasons for Account Opening Failure<\/span><\/strong><\/h2>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\"Insufficient Business Authenticity\" Accounts for 68%<\/strong><\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Critical Error: Only Providing Website Screenshots, No Actual Contracts\/Invoices<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Solution: Sign 3 Letters of Intent (LOI)<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Industry Sensitivity\" Accounts for 52%<\/strong><\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">High-Risk Labels: Cryptocurrency, Gambling Intermediaries, Adult Products<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Key to Breaking the Deadlock: Switch to Offshore Accounts in Singapore\/Macau<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>KYC Questioning Errors\" Accounts for 47%<\/strong><\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">High-Frequency Critical Issues:<\/span><br \/><span style=\"color: #282828;\"><em>Why are there several large cash deposits?\" (Correct Answer: Shareholder Loans, with Agreement)<\/em><\/span><br \/><span style=\"color: #282828;\"><em>What is your relationship with this client?\" (Correct Answer: Provide Service Contract Number)<\/em><\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Document Discrepancies Account for 35%<\/strong><\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Typical Scenario: Company Registration Address vs. Bank Interview Address Mismatch<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Remedial Measure: Rent Business Secretary Services (Monthly Fee Starting from HKD 300)<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Director Background Risk Accounts for 28%<\/strong><\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Red Flag: Shareholders Involved with Sanctioned Countries\/Regions<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Ultimate Solution: Replace Directors or Set Up SPV for Isolation<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>Source: HKMA 2023 Annual Report<\/p>\n<h2><strong><span style=\"color: #282828;\">What is KYC?<\/span><\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">KYC (Know Your Customer) is a legal procedure used by banks, financial institutions and enterprises to verify customer identities and assess risks. The main purposes are:<\/span><br \/><span style=\"color: #282828;\">\u2705Prevention of Money Laundering (AML)<\/span><br \/><span style=\"color: #282828;\">\u2705 Combating the Financing of Terrorism (CFT)<\/span><br \/><span style=\"color: #282828;\">\u2705Avoid financial fraud<\/span><\/p>\n<h3><span style=\"color: #282828;\"><strong>Hong Kong KYC statutory requirements<\/strong><\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">According to the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO), all Hong Kong banks must:<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Identity verification (e.g. passport, proof of address)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Business background review (company structure, funding sources)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Continuous monitoring (regularly updating customer information)<\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"color: #282828;\"><strong>\u00a0KYC common review content<\/strong><\/span><\/h3>\n<h4><span style=\"color: #282828;\"><strong>(1) Personal identity verification<\/strong><\/span><\/h4>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Proof of identity: ID card\/passport<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Proof of address: utility bill, bank statement (within 3 months)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Occupation and income: salary slips, company registration information<\/span><\/p>\n<\/li>\n<\/ul>\n<h4><span style=\"color: #282828;\"><strong>(2) Company background check<\/strong><\/span><\/h4>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Company registration documents: CI, BR, Articles of Association<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Beneficial owners (shareholders holding \u226510% of shares)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Nature of business: Provide proof of contracts, invoices, websites, etc.<\/span><\/p>\n<\/li>\n<\/ul>\n<h4><span style=\"color: #282828;\"><strong>(3) Fund source review<\/strong><\/span><\/h4>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Source of initial deposit (such as shareholder loans, investment funds)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Proof of business income (such as recent transaction records)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Additional scrutiny of high-risk industries (e.g. cryptocurrencies, gambling)<\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"color: #282828;\"><strong>\u00a0Bank KYC FAQs (with coping tips)<\/strong><\/span><\/h3>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><span style=\"color: #282828;\">Bank KYC FAQs (with coping tips)<\/span><\/th>\n<th><span style=\"color: #282828;\">What the bank really wants to ask<\/span><\/th>\n<th><span style=\"color: #282828;\">Best way to answer<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"color: #282828;\">\"The company's main business?\"<\/span><\/td>\n<td><span style=\"color: #282828;\">Are high-risk industries involved?<\/span><\/td>\n<td><span style=\"color: #282828;\">Provide specific industry + contract\/invoice support (such as \"Electronic product export, this is last month's purchase order\")<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">\"Source of funds?\"<\/span><\/td>\n<td><span style=\"color: #282828;\">Is money laundering involved?<\/span><\/td>\n<td><span style=\"color: #282828;\">Clearly state \"shareholder capital injection\" (with \"Shareholders Agreement\" attached) or \"business income\" (with invoice attached)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">\"Do you have an actual office?\"<\/span><\/td>\n<td><span style=\"color: #282828;\">Is it a shell company?<\/span><\/td>\n<td><span style=\"color: #282828;\">Provide shared space lease or business secretary address<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\ud83d\udeab Wrong answer<\/strong>\uff1a<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\"The funds were borrowed from a friend\" (a formal loan agreement is required)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\"The company has not started operations\" (the bank may refuse approval)<\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"color: #282828;\"><strong>3 main reasons for KYC failure<\/strong><\/span><\/h3>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Incomplete documents (e.g. beneficial owner information is not provided)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Industry sensitive (such as virtual currency, adult entertainment)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Unknown source of funds (large deposits cannot be explained)<\/span><\/p>\n<\/li>\n<\/ol>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\ud83d\udca1 Solution<\/strong>\uff1a<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Prepare complete documents in advance<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Sensitive industries may consider Singapore\/offshore banks<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Reduce the risk of rejection with Sino-Aus KYC pre-screening service<\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"color: #282828;\"><strong>Virtual Bank vs Traditional Bank KYC Differences<\/strong><\/span><\/h3>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><span style=\"color: #282828;\">project<\/span><\/th>\n<th><span style=\"color: #282828;\">Virtual banks (such as ZA, livi)<\/span><\/th>\n<th><span style=\"color: #282828;\">Traditional banks (such as HSBC, Bank of China)<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"color: #282828;\">Verification method<\/span><\/td>\n<td><span style=\"color: #282828;\">Mobile KYC (face recognition)<\/span><\/td>\n<td><span style=\"color: #282828;\">Branch interview + document notarization<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Approval Time<\/span><\/td>\n<td><span style=\"color: #282828;\">24 hours-3 days<\/span><\/td>\n<td><span style=\"color: #282828;\">3-8 weeks<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Flexibility<\/span><\/td>\n<td><span style=\"color: #282828;\">Accept startups<\/span><\/td>\n<td><span style=\"color: #282828;\">Prefer companies that have been in operation for more than 1 year<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h3><span style=\"color: #282828;\"><strong>How to pass KYC quickly?<\/strong><\/span><\/h3>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\u2705 Complete documents: CI, BR, director\u2019s ID card, address proof<\/span><br \/><span style=\"color: #282828;\">\u2705Business authenticity: Provide contracts\/invoices within 3 months<\/span><br \/><span style=\"color: #282828;\">\u2705 Fund transparency: shareholders\u2019 capital injections must be accompanied by an agreement to avoid cash deposits<\/span><\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n<div class=\"row\"  id=\"row-528622301\">\n\n\n\t<div id=\"col-1715441911\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<div class=\"message-box relative dark\" style=\"padding-top:15px;padding-bottom:15px;\"><div class=\"message-box-bg-image bg-fill fill\" ><\/div><div class=\"message-box-bg-overlay bg-fill fill\" style=\"background-color:rgb(221, 68, 51);\"><\/div><div class=\"container relative\"><div class=\"inner last-reset\">\n\n<div class=\"row align-middle align-center\"  id=\"row-247496132\">\n\n\n\t<div id=\"col-519884035\" class=\"col medium-9 small-12 large-9\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h2 class=\"elementor-element elementor-element-55b47d7 elementor-widget elementor-widget-text-editor\" style=\"text-align: center; padding-left: 40px;\" data-id=\"55b47d7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><strong>Need to talk to us?<\/strong><\/h2>\n<div class=\"elementor-element elementor-element-a37d2f7 elementor-widget elementor-widget-text-editor\" style=\"text-align: center;\" data-id=\"a37d2f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><strong>We are happy to help. Please leave your contact information, and we will get back to you as soon as possible!<\/strong><\/div>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-749794459\" class=\"col medium-3 small-12 large-2\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\n<a href=\"https:\/\/sino-aus.com\/%e8%81%af%e7%b5%a1%e6%88%91%e5%80%91\/\" target=\"_self\" class=\"button white is-outline reveal-icon\"  style=\"border-radius:99px;\">\n    <span>Contact Us<\/span>\n  <i class=\"icon-heart-o\" ><\/i><\/a>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n<\/div><\/div><\/div>\n<div class=\"is-divider divider clearfix\" style=\"max-width:10000px;\"><\/div>\n\n<div class=\"row\"  id=\"row-772219800\">\n\n\n\t<div id=\"col-327074686\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h2><span style=\"color: #282828;\">Frequently Asked Questions about Hong Kong Corporate Bank Account Opening<\/span><\/h2>\n<h4><span style=\"color: #282828;\"><strong>1. Can a newly established company open an account?<\/strong><\/span><\/h4>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\u2705\u00a0<strong>Can!<\/strong>\u00a0But please note:<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>No operating record<\/strong>: Required to provide shareholder background and business plan<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Virtual Bank<\/strong>(such as ZA Bank, livi) are more receptive to new companies<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Traditional banks<\/strong> (such as HSBC, Bank of China) may require 3-6 months of business certification<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>solution<\/strong>\uff1a<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Provide customer Letter of Intent (LOI) or supplier quotation<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Choose a virtual bank or an SME-friendly bank (such as BEA, ICBC (Asia))<\/span><\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h4><span style=\"color: #282828;\"><strong>2. Do I need to go to the bank in person to open a company account?<\/strong><\/span><\/h4>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Traditional Bank<\/strong>: Directors must come to the branch in person (HSBC\/Standard Chartered strictly enforces this)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Virtual Banking<\/strong>: Complete online (mobile eKYC verification is enough)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Exception<\/strong>: Some foreign banks (such as DBS) can conduct video interviews<\/span><\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h4><span style=\"color: #282828;\"><strong>3. How should you answer when the bank asks \"source of funds\"?<\/strong><\/span><\/h4>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\u2705 Compliance answer examples<\/strong>\uff1a<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\"Shareholders Capital Injection\" (Attached is the \"Shareholders Loan Agreement\")<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\"Business Income\" (provide recent invoices)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\"Company registered capital\" (showing bank statements)<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\ud83d\udeab Taboo answers<\/strong>\uff1a<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\"Loan from a friend\"<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\"Cash deposit\" (need to prove the source of cash)<\/span><\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h4><span style=\"color: #282828;\"><strong>4. Can I open an account without a physical office?<\/strong><\/span><\/h4>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\u2705\u00a0<strong>Can!<\/strong>\u00a0Alternative:<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\">Rent a <strong>shared office<\/strong> (such as WeWork, The Executive Centre)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\">Use <strong>Business Secretary Service<\/strong> (monthly fee starts from HKD 300, provide registered address)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Virtual banks<\/strong> (such as Zhongan ZA, Mox) do not require a physical address<\/span><\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h4><span style=\"color: #282828;\"><strong>5. Can I apply again after my account opening is rejected?<\/strong><\/span><\/h4>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\u2705\u00a0<strong>Can! However, the reasons for disapproval need to be resolved first<\/strong>\uff1a<\/span><\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Request a bank rejection letter<\/strong> (written explanation)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Supplementary documents<\/strong> (such as business contracts, shareholder fund certificates)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Switch bank<\/strong> (traditional\u2192virtual, or change branch application)<\/span><\/p>\n<\/li>\n<\/ol>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Common reasons for rejection<\/strong>\uff1a<\/span><br \/><span style=\"color: #282828;\">\u274c Incomplete documents (such as missing BR or articles of association)<\/span><br \/><span style=\"color: #282828;\">\u274c Industry sensitive (cryptocurrency, gambling, etc.)<\/span><br \/><span style=\"color: #282828;\">\u274c Unknown source of funds (no reasonable explanation for large deposits)<\/span><\/p>\n<hr \/>\n<h4><span style=\"color: #282828;\"><strong>6. Are there any minimum deposit requirements for a company account?<\/strong><\/span><\/h4>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Traditional banks<\/strong>: HKD 10,000\u2013100,000 (HSBC\/Standard Chartered is higher)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Virtual Bank<\/strong>: 0 deposit (such as ZA Bank, livi)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Foreign banks<\/strong>: starting from USD 10,000 (such as DBS, Citi)<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\ud83d\udca1 \u63d0\u793a<\/strong>\uff1a\u90e8\u5206\u9280\u884c\u6703\u6536\u53d6\u300c\u4f4e\u7d50\u9918\u8cbb\u300d\uff08\u5982\u6708\u8cbbHKD 200\uff09<\/span><\/p>\n<hr \/>\n<h4><span style=\"color: #282828;\"><strong>7. How long does it take to open an account?<\/strong><\/span><\/h4>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><span style=\"color: #282828;\"><strong>Bank type<\/strong><\/span><\/th>\n<th><span style=\"color: #282828;\">Account opening time<\/span><\/th>\n<th><span style=\"color: #282828;\">Remarks<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"color: #282828;\">Virtual Bank<\/span><\/td>\n<td><span style=\"color: #282828;\">24 hours \u2013 3 days<\/span><\/td>\n<td><span style=\"color: #282828;\">Zhongan ZA\u2019s fastest 8 hours<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Traditional Bank<\/span><\/td>\n<td><span style=\"color: #282828;\">3\u20138 weeks<\/span><\/td>\n<td><span style=\"color: #282828;\">HSBC\/Standard Chartered are slower<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Foreign Banks<\/span><\/td>\n<td><span style=\"color: #282828;\">2\u20134 weeks<\/span><\/td>\n<td><span style=\"color: #282828;\">Singapore DBS can be processed remotely<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<hr \/>\n<h4><span style=\"color: #282828;\"><strong>8. Can I open an account with a cryptocurrency company?<\/strong><\/span><\/h4>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>\u26a0\ufe0f \u96e3\u5ea6\u6975\u9ad8\uff01<\/strong>\u00a0\u9999\u6e2f99%\u9280\u884c\u62d2\u6279\uff0c\u66ff\u4ee3\u65b9\u6848\uff1a<\/span><\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong><img role=\"img\" class=\"emoji\" alt=\"\u26a0\ufe0f\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/26a0.svg\"> Extremely difficult! <\/strong> 99% of banks in Hong Kong refuse to approve, alternative: <\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Swiss banks<\/strong> (such as SEBA, Sygnum) \u2014 focus on encryption<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Offshore account<\/strong> (such as BVI company + Singapore bank)<\/span><\/p>\n<\/li>\n<\/ol>\n<hr \/>\n<h4><span style=\"color: #282828;\"><strong>9. Can the company account receive foreign currency?<\/strong><\/span><\/h4>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">\u2705\u00a0<strong>Can!<\/strong>\u00a0\u9999\u6e2f\u9280\u884c\u666e\u904d\u652f\u6301\u591a\u5e63\u7a2e\u8cec\u6236\uff1a<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Mainstream foreign currencies<\/strong>: USD, EUR, CNY, JPY<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Virtual Bank<\/strong>: ZA Bank supports 11 currencies<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Exchange rate<\/strong>: Traditional banks have higher spreads (0.2%-0.5%)<\/span><\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h4><span style=\"color: #282828;\"><strong>10. What should I pay attention to after opening an account?<\/strong><\/span><\/h4>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Annual KYC Update<\/strong>: Banks may require latest financial statements<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Annual KYC Update<\/strong>: Banks may require latest financial statements<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Avoid long-term non-residence<\/strong>: No transactions for 6 months may be frozen<\/span><\/p>\n<\/li>\n<\/ul>\n<div class=\"is-divider divider clearfix\" ><\/div>\n\n<h2><span style=\"color: #282828;\">Why choose Sino-Aus to help you open an account?<\/span><\/h2>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph translation-block\"><span style=\"color: #282828\"><strong>Banking Network<\/strong>:<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Direct access to account managers of 18 banks (HSBC\/Standard Chartered priority approval channel)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Virtual bank API docking system (automated application submission)<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Practical tools for risk control<\/strong>\uff1a<\/span><\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">KYC Mock Interview Question Bank (Cryptocurrency Transaction Processing)<\/span><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\">Business Authenticity Packaging Template (LOI\/Proforma Invoice Automatic Generator)<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><span style=\"color: #282828;\"><strong>Follow-up compliance escort<\/strong>\uff1a<\/span><\/p>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><span style=\"color: #282828;\"><strong>service module<\/strong><\/span><\/th>\n<th><span style=\"color: #282828;\">Traditional Bank<\/span><\/th>\n<th><span style=\"color: #282828;\">Virtual Bank<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"color: #282828;\">Letter of explanation for large transaction<\/span><\/td>\n<td><span style=\"color: #282828;\">\u2713<\/span><\/td>\n<td><span style=\"color: #282828;\">\u2717<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">CRS declaration<\/span><\/td>\n<td><span style=\"color: #282828;\">\u2713<\/span><\/td>\n<td><span style=\"color: #282828;\">\u2713<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #282828;\">Annual KYC Update Alert<\/span><\/td>\n<td><span style=\"color: #282828;\">\u2713<\/span><\/td>\n<td><span style=\"color: #282828;\">\u2717<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/li>\n<\/ol>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n<div class=\"message-box relative dark\" style=\"padding-top:15px;padding-bottom:15px;\"><div class=\"message-box-bg-image bg-fill fill\" ><\/div><div class=\"message-box-bg-overlay bg-fill fill\" style=\"background-color:rgb(221, 68, 51);\"><\/div><div class=\"container relative\"><div class=\"inner last-reset\">\n\n<div class=\"row align-middle align-center\"  id=\"row-1724495943\">\n\n\n\t<div id=\"col-486648498\" class=\"col medium-9 small-12 large-9\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h2 class=\"elementor-element elementor-element-55b47d7 elementor-widget elementor-widget-text-editor\" style=\"text-align: center; padding-left: 40px;\" data-id=\"55b47d7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><strong>Need to talk to us?<\/strong><\/h2>\n<div class=\"elementor-element elementor-element-a37d2f7 elementor-widget elementor-widget-text-editor\" style=\"text-align: center;\" data-id=\"a37d2f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><strong>We are happy to help. Please leave your contact information, and we will get back to you as soon as possible!<\/strong><\/div>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-831829926\" class=\"col medium-3 small-12 large-2\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\n<a href=\"https:\/\/sino-aus.com\/%e8%81%af%e7%b5%a1%e6%88%91%e5%80%91\/\" target=\"_self\" class=\"button white is-outline reveal-icon\"  style=\"border-radius:99px;\">\n    <span>Contact Us<\/span>\n  <i class=\"icon-heart-o\" ><\/i><\/a>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n<\/div><\/div><\/div>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f347-o1\" lang=\"zh-TW\" dir=\"ltr\" data-wpcf7-id=\"347\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en_us\/wp-json\/wp\/v2\/pages\/73#wpcf7-f347-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"\u806f\u7d61\u8868\u55ae\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en_us\/wp-json\/wp\/v2\/pages\/73#wpcf7-f347-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"347\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"zh_TW\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f347-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<p><script>\ndocument.addEventListener( 'wpcf7mailsent', function( event ) {\n setTimeout( () => {\n location = 'https:\/\/sino-aus.com\/thank-you';\n }, 100 ); \/\/ Wait for 0.1 seconds to redirect.\n}, false );\n<\/script>\n<\/p>\n<p>Your Name<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n<\/p>\n<p>Your Email<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n<\/p>\n<p>Company Name<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"CompanyName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"\" value=\"\" type=\"text\" name=\"CompanyName\" \/><\/span>\n<\/p>\n<p>Subject<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span>\n<\/p>\n<p>Your Content (Optional)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Send\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en_us\"\/><\/form>\n<\/div>\n\n\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_741694049 {\n  padding-top: 60px;\n  padding-bottom: 60px;\n  background-color: rgb(255,255,255);\n}\n#section_741694049 .section-bg-overlay {\n  background-color: rgba(255, 255, 255, 0.85);\n}\n#section_741694049 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#section_741694049 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n\t<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-73","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u9999\u6e2f\u9280\u884c\u958b\u6236\u670d\u52d9\uff5cKYC\u5408\u898f\u8207\u6587\u4ef6\u5be9\u6838\u652f\u63f4\uff5cSino-Aus<\/title>\n<meta name=\"description\" content=\"Sino-Aus\u63d0\u4f9b\u9999\u6e2f\u516c\u53f8\u9280\u884c\u958b\u6236\u5c08\u696d\u652f\u63f4\uff0c\u6db5\u84cb\u50b3\u7d71\u9280\u884c\u53ca\u865b\u64ec\u9280\u884c\u7533\u8acb\uff0c\u5c08\u6ce8KYC\u5408\u898f\u5be9\u67e5\u3001\u696d\u52d9\u771f\u5be6\u6027\u6587\u4ef6\u6e96\u5099\u53ca\u9762\u7c3d\u8f14\u5c0e\u3002\u91dd\u5c0d\u521d\u5275\u3001\u8cbf\u6613\u53ca\u8de8\u5883\u4f01\u696d\u8a2d\u8a08\u9ad8\u6548\u958b\u6236\u65b9\u6848\uff0c\u63d0\u5347\u5be9\u6279\u6210\u529f\u7387\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sino-aus.com\/en_us\/\u958b\u516c\u53f8\u6236\u53e3\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u9999\u6e2f\u9280\u884c\u958b\u6236\u670d\u52d9\uff5cKYC\u5408\u898f\u8207\u6587\u4ef6\u5be9\u6838\u652f\u63f4\uff5cSino-Aus\" \/>\n<meta property=\"og:description\" content=\"Sino-Aus\u63d0\u4f9b\u9999\u6e2f\u516c\u53f8\u9280\u884c\u958b\u6236\u5c08\u696d\u652f\u63f4\uff0c\u6db5\u84cb\u50b3\u7d71\u9280\u884c\u53ca\u865b\u64ec\u9280\u884c\u7533\u8acb\uff0c\u5c08\u6ce8KYC\u5408\u898f\u5be9\u67e5\u3001\u696d\u52d9\u771f\u5be6\u6027\u6587\u4ef6\u6e96\u5099\u53ca\u9762\u7c3d\u8f14\u5c0e\u3002\u91dd\u5c0d\u521d\u5275\u3001\u8cbf\u6613\u53ca\u8de8\u5883\u4f01\u696d\u8a2d\u8a08\u9ad8\u6548\u958b\u6236\u65b9\u6848\uff0c\u63d0\u5347\u5be9\u6279\u6210\u529f\u7387\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sino-aus.com\/en_us\/\u958b\u516c\u53f8\u6236\u53e3\/\" \/>\n<meta property=\"og:site_name\" content=\"Sino-Aus\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-30T03:21:25+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/sino-aus.com\\\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\\\/\",\"url\":\"https:\\\/\\\/sino-aus.com\\\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\\\/\",\"name\":\"\u9999\u6e2f\u9280\u884c\u958b\u6236\u670d\u52d9\uff5cKYC\u5408\u898f\u8207\u6587\u4ef6\u5be9\u6838\u652f\u63f4\uff5cSino-Aus\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sino-aus.com\\\/#website\"},\"datePublished\":\"2024-11-21T01:29:48+00:00\",\"dateModified\":\"2026-03-30T03:21:25+00:00\",\"description\":\"Sino-Aus\u63d0\u4f9b\u9999\u6e2f\u516c\u53f8\u9280\u884c\u958b\u6236\u5c08\u696d\u652f\u63f4\uff0c\u6db5\u84cb\u50b3\u7d71\u9280\u884c\u53ca\u865b\u64ec\u9280\u884c\u7533\u8acb\uff0c\u5c08\u6ce8KYC\u5408\u898f\u5be9\u67e5\u3001\u696d\u52d9\u771f\u5be6\u6027\u6587\u4ef6\u6e96\u5099\u53ca\u9762\u7c3d\u8f14\u5c0e\u3002\u91dd\u5c0d\u521d\u5275\u3001\u8cbf\u6613\u53ca\u8de8\u5883\u4f01\u696d\u8a2d\u8a08\u9ad8\u6548\u958b\u6236\u65b9\u6848\uff0c\u63d0\u5347\u5be9\u6279\u6210\u529f\u7387\u3002\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/sino-aus.com\\\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/sino-aus.com\\\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/sino-aus.com\\\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9801\",\"item\":\"https:\\\/\\\/sino-aus.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u958b\u516c\u53f8\u6236\u53e3\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/sino-aus.com\\\/#website\",\"url\":\"https:\\\/\\\/sino-aus.com\\\/\",\"name\":\"Sino-Aus\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/sino-aus.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u9999\u6e2f\u9280\u884c\u958b\u6236\u670d\u52d9\uff5cKYC\u5408\u898f\u8207\u6587\u4ef6\u5be9\u6838\u652f\u63f4\uff5cSino-Aus","description":"Sino-Aus\u63d0\u4f9b\u9999\u6e2f\u516c\u53f8\u9280\u884c\u958b\u6236\u5c08\u696d\u652f\u63f4\uff0c\u6db5\u84cb\u50b3\u7d71\u9280\u884c\u53ca\u865b\u64ec\u9280\u884c\u7533\u8acb\uff0c\u5c08\u6ce8KYC\u5408\u898f\u5be9\u67e5\u3001\u696d\u52d9\u771f\u5be6\u6027\u6587\u4ef6\u6e96\u5099\u53ca\u9762\u7c3d\u8f14\u5c0e\u3002\u91dd\u5c0d\u521d\u5275\u3001\u8cbf\u6613\u53ca\u8de8\u5883\u4f01\u696d\u8a2d\u8a08\u9ad8\u6548\u958b\u6236\u65b9\u6848\uff0c\u63d0\u5347\u5be9\u6279\u6210\u529f\u7387\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/sino-aus.com\/en_us\/\u958b\u516c\u53f8\u6236\u53e3\/","og_locale":"en_US","og_type":"article","og_title":"\u9999\u6e2f\u9280\u884c\u958b\u6236\u670d\u52d9\uff5cKYC\u5408\u898f\u8207\u6587\u4ef6\u5be9\u6838\u652f\u63f4\uff5cSino-Aus","og_description":"Sino-Aus\u63d0\u4f9b\u9999\u6e2f\u516c\u53f8\u9280\u884c\u958b\u6236\u5c08\u696d\u652f\u63f4\uff0c\u6db5\u84cb\u50b3\u7d71\u9280\u884c\u53ca\u865b\u64ec\u9280\u884c\u7533\u8acb\uff0c\u5c08\u6ce8KYC\u5408\u898f\u5be9\u67e5\u3001\u696d\u52d9\u771f\u5be6\u6027\u6587\u4ef6\u6e96\u5099\u53ca\u9762\u7c3d\u8f14\u5c0e\u3002\u91dd\u5c0d\u521d\u5275\u3001\u8cbf\u6613\u53ca\u8de8\u5883\u4f01\u696d\u8a2d\u8a08\u9ad8\u6548\u958b\u6236\u65b9\u6848\uff0c\u63d0\u5347\u5be9\u6279\u6210\u529f\u7387\u3002","og_url":"https:\/\/sino-aus.com\/en_us\/\u958b\u516c\u53f8\u6236\u53e3\/","og_site_name":"Sino-Aus","article_modified_time":"2026-03-30T03:21:25+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/sino-aus.com\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\/","url":"https:\/\/sino-aus.com\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\/","name":"\u9999\u6e2f\u9280\u884c\u958b\u6236\u670d\u52d9\uff5cKYC\u5408\u898f\u8207\u6587\u4ef6\u5be9\u6838\u652f\u63f4\uff5cSino-Aus","isPartOf":{"@id":"https:\/\/sino-aus.com\/#website"},"datePublished":"2024-11-21T01:29:48+00:00","dateModified":"2026-03-30T03:21:25+00:00","description":"Sino-Aus\u63d0\u4f9b\u9999\u6e2f\u516c\u53f8\u9280\u884c\u958b\u6236\u5c08\u696d\u652f\u63f4\uff0c\u6db5\u84cb\u50b3\u7d71\u9280\u884c\u53ca\u865b\u64ec\u9280\u884c\u7533\u8acb\uff0c\u5c08\u6ce8KYC\u5408\u898f\u5be9\u67e5\u3001\u696d\u52d9\u771f\u5be6\u6027\u6587\u4ef6\u6e96\u5099\u53ca\u9762\u7c3d\u8f14\u5c0e\u3002\u91dd\u5c0d\u521d\u5275\u3001\u8cbf\u6613\u53ca\u8de8\u5883\u4f01\u696d\u8a2d\u8a08\u9ad8\u6548\u958b\u6236\u65b9\u6848\uff0c\u63d0\u5347\u5be9\u6279\u6210\u529f\u7387\u3002","breadcrumb":{"@id":"https:\/\/sino-aus.com\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/sino-aus.com\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/sino-aus.com\/%e9%96%8b%e5%85%ac%e5%8f%b8%e6%88%b6%e5%8f%a3\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9801","item":"https:\/\/sino-aus.com\/"},{"@type":"ListItem","position":2,"name":"\u958b\u516c\u53f8\u6236\u53e3"}]},{"@type":"WebSite","@id":"https:\/\/sino-aus.com\/#website","url":"https:\/\/sino-aus.com\/","name":"Sino-Aus","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/sino-aus.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/sino-aus.com\/en_us\/wp-json\/wp\/v2\/pages\/73","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sino-aus.com\/en_us\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sino-aus.com\/en_us\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sino-aus.com\/en_us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sino-aus.com\/en_us\/wp-json\/wp\/v2\/comments?post=73"}],"version-history":[{"count":22,"href":"https:\/\/sino-aus.com\/en_us\/wp-json\/wp\/v2\/pages\/73\/revisions"}],"predecessor-version":[{"id":32702,"href":"https:\/\/sino-aus.com\/en_us\/wp-json\/wp\/v2\/pages\/73\/revisions\/32702"}],"wp:attachment":[{"href":"https:\/\/sino-aus.com\/en_us\/wp-json\/wp\/v2\/media?parent=73"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}